Tag: 052715

Senior Farmer’s Market Coupons Available

The Senior Farmer’s Market Nutrition Program provides qualified seniors aged 60 and over with coupons (checks) that can be exchanged at farmer’s markets, roadside stands, and community supported agriculture programs for fresh, nutritious, unprepared, locally grown fruits, vegetables, herbs, and honey. The checks can be used until October 31st at participating vendors. Northeast Iowa Area Agency on Aging will begin distributing Farmer’s Market Checks on June 1 at various locations throughout the 18 county service area.
Eligible participants in the Senior Farmers Market Nutrition Program must:
Be 60 years of age or older at the time of this application, born in or before 1955
Live in the service area of this Area Agency on Aging
Have a yearly household income less than $21,775 for single or $29,471 for married couple
Each eligible participant receives 10 checks with a total value of $30.00. A person can only receive checks one time per program year.
Farmer’s Market distribution dates and locations in Black Hawk County include:
La Porte City Senior Center, 300 First Street, June 10 from 11 AM to 12 PM.
St. Paul’s Presbyterian Church, 410 1st Street, Washburn – June 16 from 11 AM to 12 PM.
NEI3A, 2101 Kimball Avenue – First Floor Lobby Area.
June 1 & 2 – 9 AM to 3:30 PM.
June 3 & 4 – 9 AM to 12 PM & 12:30 PM to 3:30 PM.
June 5 – 9 AM to 1:30 PM.
June 8, 10, 12 – 9 AM to 12:30 PM.
June 9 & 11 – 1 PM to 3:30 PM.
For questions about the Farmers Market coupons or a complete listing of all distribution locations call Kim Hinz at 319-874-6863 or LifeLong Links at 866-468-7887 or visit www.nei3a.org.

City Announces Garbage Pick Up Changes

When La Porte City’s contract with Black Hawk Waste Disposal goes into effect next month, the garbage and recycling collection schedule will change for some local residents. Thanks to a truck equipped with fully automated grabber arms, Black Hawk Waste Disposal can collect all La Porte City residential garbage in just one day. And that one day will be Friday, unless Friday happens to be a holiday. In La Porte City, when the regular garbage pick up day falls on a holiday, collection will take place the next day, Saturday.
Pickup of large items, appliances and requests for residential dumpsters must be scheduled by calling Black Hawk Waste at 319-232-4150.
Garbage tags for additional bags of trash may be purchased at City Hall for $1 each. There is a limit of one additional bag per week which should be placed on top of the container.
Starting Wednesday, June 3rd, residential curbside recycling will be collected every other Wednesday. With an every other week recycling pickup, residential customers will enjoy two extra curbside recycling pickups a year, 26 instead of the previous 24. Should the scheduled recycling pickup day fall on a holiday, collection would take place the next day (Thursday).
Changes in La Porte City’s solid waste management came after a cost analysis projected a potential savings of several thousand dollars a year. With the equivalent of more than two full-time employees no longer assigned to garbage and recycling collection, the City has elected to reassign job duties in the Public Works Department and use attrition by way of retirements should it decide to reduce the size of the Public Works Department in the future.
La Porte City Garbage/Recycling Tips:
Residents should continue to use the green and blue containers issued by the City
Containers should be placed on the curb. If a vehicle is parked nearby, place container out from the curb at least three feet.
Maintain 4 feet of clear space around each container
Containers should weigh no more than 75 lbs.

Nominations for Farmer of the Year Due June 5

Recognize individuals who are making outstanding contributions toward soil conservation and water quality in your community.
The 2015 Farmer of the Year will receive up to 12 months or 200 hours use of a John Deere 6D Series Utility Tractor courtesy of The Van Wall Group of Perry. Nominations/applications due to your local soil and water conservation district office by June 5th.
The Iowa Farm Environmental Leader Award celebrates its fourth year in 2015. A joint effort of the Governor, Lt. Governor, Iowa Department of Agriculture and Land Stewardship, and Iowa Department of Natural Resources to recognize the exemplary voluntary efforts of Iowa’s farmers as environmental leaders committed to healthy soils and improved water quality. E-mail applications to award@iowaagriculture.gov by June 15th.
Awards opportunities are available for teachers, windbreaks and woodlands as well!
Visit www.cdiowa.org for application/nomination forms and a list of past winners.

Freckles’ Adopt-A-Pet – May 27, 2015

Freckles and The Progress Review encourage potential pet owners who are loving and responsible to consider adopting a pet from the Cedar Bend Humane Society.
Patch is a very sweet and very shy dog. We believe Patch is a Pointer mix, and he is about three years old. His fur is mostly white with a brown patch over one eye, and one of his ears is brown. Patch needs someone he can trust to help socialize him. He really comes out of his shell around other dogs and does well around cats. We recommend a quiet home with another dog. A home without children is best. Patch is current on vaccinations.
For more information about adopting a pet, contact: Cedar Bend Humane Society, 1166 W. Airline Highway, Waterloo, Iowa 319-232-6887
cbhsadoption@mchsi.com – www.cedarbendhumanesociety.com

Practical Money Matters – May 27, 2015

By Jason Alderman
Clean Desk, Clean Finances – 5 Steps to Streamline Your Money Management
If your financial life is confined to boxes, file cabinets and various piles of statements and receipts that only you can navigate, it might be time for a little de-cluttering.
Software- and Internet-driven advancements (http://guides.wsj.com/personal-finance/managing-your-money/how-to-choose-and-use-financial-software/) in money management not only provide paperless alternatives to planning and tracking savings, spending and investments, they make finances easier to handle in an emergency. If you’re thinking about resetting your recordkeeping, here are some steps to get started.
Think about financial goals first. Before tackling the job of reorganizing your financial recordkeeping, think through your current financial objectives and what changes might give you better data and efficiency to achieve them. You might want a system that tracks spending, saving, budgeting and on-time debt payments. If you already have that system in place, you might want more detailed information on retirement or your child’s college fund. Consider involving your financial and tax advisors in the discussion and see what suggestions they have.
Create a system that makes it easy for loved ones and financial professionals to help in an emergency. If something were to happen to you, could a loved one easily navigate your finances? When organizing, always keep your spouse, children and/or executor in mind. Consider creating an ICE file, short for “In Case of Emergency,” and let your representatives see it in advance. On paper or on a computer document or spreadsheet, your ICE file should be a handy guide or index to find the following quickly:
Contact information for doctors as well as financial and tax advisors
Locations for all essential estate documents including your will, your health and financial powers of attorney and any letters of instruction you have written to accompany these documents
All ownership documents for real estate, autos and other major assets
Usernames and passwords for Internet-accessible financial accounts as well as personal websites and social media if such items need to eventually be updated or removed
Contact information and statement access for all savings, investment and debt accounts, particularly joint accounts that will be used to pay bills
An up-to-date list of monthly bills that need to be paid on time
All insurance information including health, home, auto, disability and business policies
Know what paper documents you need to keep or shred. Here are some general rules:
Keep: All tax-related documents for up to seven years, including annual tax returns; statements that show a gain or a sale of a security or the purchase or sale of a major asset like real estate; mortgage documents, vehicle titles and insurance policies; multiple copies of birth and death certificates; marriage licenses and divorce decrees; deeds and title documents.
Shred: With identity theft on the rise, it is generally better to shred financial documents before they go in the garbage. After recording all transactions, immediately shred the store and ATM receipts and credit card statements. After a year, shred monthly bank account statements unless you or a family member are close to qualifying for state Medicaid benefits. States generally require applicants to save bank and investment statements for anywhere from three to five years to qualify.
Estate documents and directives generally should be kept in their original paper form in a safe, accessible place with copies as advised. Other documents can be digitally scanned for printout as needed.
Finally, no matter how you revise your recordkeeping, create a backup system. If you are wedded to paper documents, consider keeping copies at a secure offsite location or with a trusted friend or relative. If you’ve gone digital, external hard drives or cloud storage are possibilities. Above all, protect all password information and regularly check your credit reports throughout the year to monitor potential information breaches.
Bottom line: Build a financial recordkeeping system that not only saves you time and money but helps you reach financial goals faster.

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