Tag: 061715

Volunteers Sought to Raise Avenue of the Flags

Members of American Legion U.S.S. San Diego Post #207 are seeking assistance with the raising of the “Avenue of the Flags” at West View Cemetery before La Porte City’s Festival of Trails celebration.
Raising of the flags will commence at 6 PM at West View Cemetery on Thursday, June 18. Volunteers need not be a Legion or VFW member. Silver cord service hours are also available for Union Community School District students.
Help will also be needed to lower the flags at 6 PM on Monday, June 22.

Giving Back: Local Benefits for Vendor Fair Proceeds

On June 9, the success of a recent Vendor Fair in downtown La Porte City was shared with several local organizations and families in the La Porte City area, as organizers presented $100 checks to each of the following: La Porte City Fire Department, La Porte City Emergency Medical Services, La Porte City Police Department, La Porte City Utilities, Hawkins Memorial Library, FFA Historical & Ag Museum, Jeff anmd Janell Sides (a family battling Lyme’s Disease), as well as the Spindle Sarcoma Foundation.
The next Vendor Fair in downtown La Porte City is slated for October 24th, with organizers once again looking forward to sharing a portion of the proceeds with the community.

4-H Scholarship Presented to Katelyn Samuelson

The Iowa 4-H Foundation has announced the recipients of 72 Iowa 4-H college scholarships valued at over $70,000. Recipients were on hand to accept their awards on Sunday, June 7 at the Annual Scholarship Reception held on the campus of Iowa State University. Scholarship applications were evaluated based on the applicant’s 4-H participation, academic accomplishments, financial need as well as other criteria established by the Iowa 4-H Foundation and the scholarship donors. A record number of 472 applications were submitted from 93 of Iowa’s 99 counties. Scholarship recipients represented 35 counties from across the state of Iowa with a wide variety of 4-H experiences.
“We are always inspired by our scholarship recipients and the impact they have had on their communities,” said Albert Grunenwald, Iowa 4-H Foundation Executive Director.
“We are proud to work with many different donors to provide opportunities to invest in the futures of these students. We know that these 4-H’ers will continue to make a difference regardless of where they go to school or what they study.”
In Black Hawk County, Katelyn Samuelson, a 2011 graduate of Union High School, was awarded a $1,000 Lloyd, Inc. 4-H Scholarship.
Attending Iowa State University, Katelyn has recently been accepted into the College of Veterinary Medicine. She recognizes 4-H for her preparation for her coursework and career choice.
“The skills and life lessons I gained through 4-H are innumerable and have set me a step ahead of my peers both in and out of school,” she stated.
Katelyn has participated in numerous clubs and organizations at Iowa State University including Block and Bridle, Pre-Vet Club and Collegiate 4-H. She plans to stay involved with 4-H locally as a volunteer and helping youth with their projects.
Samuelson is the daughter of Bart and Amy Samuelson.

Middle School Pool Party Slated for June 26

The 2016 Union After Prom committee will host its first fundraiser, a Union Middle School Pool Party on Friday, June 26 from 8:30-10:30 PM at the La Porte City Family Aquatic Center. Admission is $5 per student and there will be refreshments available for purchase.
Proceeds will help fund next spring’s Union High School After Prom party.

Practical Money Matters – June 17, 2015

By Jason Alderman
Your Midyear Financial Checkup
Setting a few hours aside for a midyear financial checkup in June or July can help you review how you’re doing with savings, investing, spending and debt. It can give you the opportunity to spot irregularities and adjust your budget well in advance of year-end.
If you already work with a qualified financial or tax advisor, consider discussing this review process with them so they can guide you to any specific money issues you should be tracking.
Start by requesting at least one of your three credit reports. The idea is to make sure your credit balances are accurate and to check closely for any irregularities that might signal identity theft. Federal law requires that each of the major credit agencies – Experian, Equifax and TransUnion – give you your most recent credit reports for free (https://www.annualcreditreport.com/index.action) once a year.
If you discover unusual charges or accounts you didn’t open, alert your advisors, take any steps they recommend and otherwise follow the U.S. Federal Trade Commission’s step-by-step identity theft guide (http://www.consumer.ftc.gov/features/feature-0014-identity-theft) to help you take action. Remember to stagger receipt of each of your credit reports throughout the year so you have the opportunity to catch potential irregularities every few months.
Next, turn to your budget or start one if you’ve never made one before. The midyear review should focus on whether adjustments can be made to save or invest more or pay off more debt if more money is coming in from a raise or other resources. If spending is up by midyear, it’s always important to know why and whether funds can be reallocated to better purpose.
Review your retirement and whether you’re maximizing your contributions at work or in your own personal retirement accounts. Those who reach age 50 by the end of the calendar year will be able to take advantage of additional catch-up contribution allowances to beef up their balances as they approach retirement.
Midyear is also a good time to check the adequacy of one’s emergency fund (www.practicalmoneyskills.com/calculators/emergency). Emergency funds help keep you from tapping your credit or savings balances in a sudden cash emergency. The amount of money you keep in your emergency fund should fit your needs, but consider a balance of four to seven months of everyday expenses in case there’s a short-term job loss or an emergency repair. Consider keeping a year-round list of potential home, car or personal expenses and decide whether your emergency fund is adequate or you might need to set up other savings accounts to address bigger needs.
Make sure your tax withholding levels are correct. This is particularly important if your income has changed during the first six months of the year and you might be closing in on a higher or lower tax bracket. Consult your tax advisor for assistance, and the IRS features its own withholding calculator (www.irs.gov/Individuals/IRS-Withholding-Calculator) to help you decide.
Finally, make sure all your recordkeeping is up to date. Midyear is a good time to look over all your spending, saving and investment records to make sure all the numbers add up and underlying paperwork is in order. Also consider online banking, investing and bill payment as a way to save more time and money.
Bottom line: Taking a midyear break to review your finances gives you a thoughtful opportunity to spot errors, adjust your budget and save on taxes.


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