Tag: 123015

Crystal Thiele Joins Advanced Systems

Advanced Systems, Inc. in Waterloo has hired Crystal Thiele as a Laserfiche specialist. As a specialist, Thiele will support document management customers for Advanced Systems, including troubleshooting and training. Prior to joining Advanced Systems, she worked as a production assistant and account coordinator for Driving Loyalty. Thiele resides in La Porte City and received her liberal arts degree from Hawkeye Community College in Waterloo.

Practical Money Matters – December 30, 2015

Create a Financial Calendar for the New Year
By Nathaniel Sillin
When was the last time you made a financial resolution on New Year’s Eve? If you can’t remember, you’re in good company.
The Allianz Life Insurance Company of North America’s annual New Year’s resolutions survey (https://www.allianzlife.com/about/news-and-events for 2014 reported that 49 percent of respondents said that health and wellness were their first priorities for the coming year, up from 43 percent in 2013. Only 30 percent ranked financial stability as their top goal for the year.
In 2016, maybe it’s time to push financial fitness to the top of your list by creating an annual financial calendar that helps you save, spend and invest a little smarter. Here are some suggestions to build your calendar:
Set three important money goals for the year. Three money goals may not sound like a lot, but if you’ve never thought about money goals before, establishing these targets can make a major difference in your financial life. Set goals that address key money concerns or serve as a springboard for a solid financial future. Choose what makes sense for you, but here are three basic goals to start with:
Create or reset your budget. If you’ve never made a budget before, spend a month or two tracking everything you spend. Review your findings closely and see whether you’re spending less than you earn. If not, determine if you can cut spending to direct more funds to meet key goals. If you already have a budget, consider reevaluating your finances to see where you could cut costs.
Build an emergency fund. An emergency fund (http://www.practicalmoneyskills.com/emergencyfund) contains between three to six months of living expenses you can draw upon only in a real financial emergency such as unemployment, illness or a major unplanned expense.
Save for something special. Make one of your three goals a fun goal – a vacation, a new bike, a wardrobe upgrade – something that feels like a reward.
Here are calendar items that might help you reach those goals.
Make sure you note staggered receipt dates for each of your three free credit reports (https://www.annualcreditreport.com) from Experian, TransUnion and Equifax so you can keep a steady eye on your credit and spot irregularities if they happen.
Prevent severe money surprises by marking key repair or replacement dates on home, appliance and other personal expenses that might be coming up in the future. Use the time you have now to schedule inspections and estimates for each so you’ll be able to start setting aside funds in advance.
Retirement readiness is another key calendar item. At least once a year, consider reviewing your holdings in retirement or investment accounts to make sure they’re still performing as you’ve planned or if not, whether you need to restructure the investments in your portfolio.
Put the open enrollment dates for employer- or self-employment benefits on your calendar and then mark a date several weeks before to allow you to start thinking through necessary changes. The way you choose employer or self-employment benefits is a key part of your financial planning and should intersect with other independent money decisions you’re making for yourself and your family.
Insurance renewal dates are important to mark as well. If you’re not comparison-shopping for the auto, homeowners or health insurance coverage you buy on your own, there’s a good possibility you’re losing out on money, service or coverage.
Set two dates each year to review your overall finances. You might consider dates in June and November to see how you’re doing with budget, savings, spending, investment and tax issues. The June date is for corrective actions; the November date is to determine the last-minute spending, savings or tax moves you want to make before December 31 and to set financial goals for the New Year. If you work with a qualified financial or tax expert, consider involving him or her in the conversation.
Bottom line: If you use a calendar or datebook to keep on schedule, add important money dates and activities so you can meet your lifetime financial goals.

2015 News Picture of the Year

2015 NEWS PICTURE OF THE YEAR – Readers of The Progress Review chose this photo of Main Street filled with thousands of riders on RAGBRAI XLIII during their visit to La Porte City on July 23, 2015 as the News Photograph of the Year. Photo by Mary Bauer.

Hawkins’ Happenings – December 30, 2015

By Jolene Kronschnabel
At 1:15 PM on Wednesday, December 30, come watch the Disney classic Aladdin. When a street urchin vies for the love of a beautiful princess, he uses a genie’s magic power to make himself off as a prince in order to marry her.
View Monkey Kingdom at 1:15 PM on Thursday, December 31. This is a nature documentary that follows a newborn monkey and its mother as they struggle to survive.
The library will close at 5 PM on Thursday, December 31, for New Year’s Eve, and remain closed on Friday, January 1, for New Year’s Day.
LEGORAMA, our LEGO building program, begins at 4 PM on Tuesday, January 5. All ages can snap structures using a winter theme.
Story Time resumes on Thursday, January 7. Tales about the New Year start at 10:30 AM for preschoolers. If there is a school late start, or cancellation, Story Time will not be held.
Five Years in Heaven, by John Schlimm, is the January 25, 1 PM book club discussion selection. What is heaven on earth? The answer lies in this true story of one young man’s journey to find hope and purpose with the help of an unlikely teacher–a compassionate and wise old nun, whom the world had long-forgotten. Grab a copy of this book from the library and join the discussion.
Do you have Christmas decorations or a tree that you are no longer using? The library would be thrilled to receive new or used holiday decorations, LEGO and DUPLO blocks, jigsaw puzzles, baskets, craft supplies, DVDs and books that are still in good condition. Please think of us when you are cleaning and sorting – especially Christmas items.
Available on our library website is EBSCOhost. This database provides nearly 1,700 periodicals dating as far back as 1975, and EBSCO discovery technologies which includes Kids Search for grades K-8, a Student Research Center for grades 6-12, the Searchasaurus, a Small Business Reference Center, and Explora for primary schools, public Libraries and the Educator’s Edition. This is a great source for extra information and research.

Classifieds – December 30, 2015

Thank you to all who remembered me on my 99th birthday. It brightened my day to be thought of by so many with cards, calls, visits and gifts. Wishing you
all a blessed and Happy New Year.  -Addie Craft
Des Moines Boat/Sport Show Jan. 8-10 Iowa State Fairgrounds. Screaming Deals on Boats! BASSMASTER Shaw Grigsby! Canadian Outfitters! Casting Pond! Browning’s Trophy Deer! 1-800-756-4788 www.desmoinesboatshow.com (INCN)
Be Someone More. A career in healthcare at Virginia Gay Hospital Clinics, Home Health, Nursing & Rehab (Vinton, IA) is more than a job, it’s an opportunity to serve others while growing as a person. For a complete listing of open positions and application details, please visit www.myvgh.org/careers. An equal opportunity employer. 47-6-c
TanTara Transportation is hiring Company Drivers and Owner Operators for Flatbed, Van, or Tank. Excellent equipment, pay, benefits, home weekly. Call 800-650-0292 or appy www.tantara.us (INCN)
OTR DRIVERS needed for Solo & Team Positions. Midwest and West Coast Lanes. Competitive pay package. Scheduled Home Time. Assigned Equipment. Call 800-645-3748 (INCN)
QLF Transportation – Class A CDL Drivers/Tankers. Great Pay, Home Weekends, and Benefits! Potential of $60,000 plus per year! Contact Tony 608-935-0915 Ext 16 www.qlf.com (INCN)
CDL DRIVERS NEEDED, 2yrs Experience, $2,500 Sign-On, Average $60,000+/year Company, $170,000+/year O/O, Safety/Performance Bonuses, Newer Equipment and MUCH MORE. Call Q Carriers (952) 403-7118 (INCN)
Butler Transport Your Partner in Excellence. CDL Class A Drivers Needed. Sign on Bonus. All miles paid. 1-800-528-7825 or www.butlertransport.com (INCN)
Advertise your EVENT, PRODUCT, or RECRUIT an applicant in this paper plus 40 other papers in Northeast Iowa for only $110/week! Call 800-227-7636 www.cnaads.com (INCN)


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